I know as well as anyone how impactful the success of a small business can have on your personal finances. Now when I say business, I don’t mean a huge conglomerate that turns over billions each year. I must admit that would be nice, but it is not realistic. What I am talking about are the little independent businesses that one may run from home or local coffee shop, that supplements a primary income source. It is important to not only understand the hidden costs of running a small business, but to also make sure that you are budgeting for these unexpected expenses. Regardless of your circumstances, these expenditures will affect your business at some stage, so be sure to be prepared.