Debt can take a serious toll on our lives and we all make plans to pay off our debt but unless we stick to them them will not work! Use my tips to help jump start your debt pay down plan!
I have said time and time again, the key to financial success is understanding how you spend your money and using that knowledge to make wise choices. The only way to accomplish this is through budgeting! Figuring out how much you spend on food, entertainment, medical expenses, and even shoes can help you plan for the month ahead. But how do you do this? Where do you start? Right here, right now! I'm going to show you the right way to set a budget and how to crush it every month!
Let’s face it. Not everyone likes to shop, but we can all agree that buying things is fun. What a joy it is to see something and picture yourself wearing it, just turning heads. Or imagine a splurge on that dream vacation you've always wanted to take. You get the feeling that by buying "it" your life may change for the better. But there’s a catch...You have to pay for it, and if you're financially smart you'll be paying for it as long as you have it (or longer). Before you get out of control, here are 5 questions to ask your before you splurge on your next purchase to help you spend smarter!
Making ends meet can be a battle. Your monthly paycheck only stretches so far to cover your expenses. Those who earn higher salaries may find themselves in the same boat each month, wondering where all of their money has gone. At times life may seem easier with more money, but more money isn’t always the…
Time is our most valuable resource. But, we are all guilty of driving out of our way to get gas priced $.02 cheaper, taking on a home improvement project ourselves which end up doubling the time commitment, and going from store to store just to snag a few sale items. We sometimes fail to realize that the time we spend, often unnecessarily, can add up. It is often said that time is money, but how much is your time worth?
In today’s social media-driven society so many details of our personal lives are only a click away. Our primary form of communication or interactions with each other are through tweets, Instagram posts, and Facebook status updates. We are often just trying to "keep up" and find motivation from our number of followers and likes. Maybe without even noticing, we begin to put our lives on display as a status symbol. As a blogger, I understand this now more than ever.
Showing off our red bottoms, newest designer bag, or our lavish evening out, has become the norm. To outdo our “frenemies,” we have begun to consume conspicuously, caring more about our standard of living concerning our peers than our well-being. At what point we stop trying to keep up and just start living for ourselves?
No matter how important it may be, I find that for most people, money is the last subject they want to talk about. We've all had financial issues, whether it was spending, debt, saving or budgeting. If you are struggling or just need a little money motivation, here are My Top 5 Personal Finance Posts to help you conquer your money problems.
When I was in my 20's, I thought I had it all figured out. I was finally living on my own and making enough money to support myself, but little did I know I was also setting myself up for financial failure. My careless financial habits and frivolous daily purchases were going to snowball into a mound of debt that I wouldn't be able to get myself out of. They say hind sight is 20/20, but if I knew then what I know now, I would probably be living on easy street. Here are the biggest financial mistakes from my 20's that you should avoid at any age.
These days it seems like the more money you make the more you spend. You work all week, make a enough money to pay your bills and still have some left over too, so why don't you have more money in the bank? The truth is financial freedom doesn't come easy. If you take a good look at your spending habits, it may become clear what is holding you back. See if one of these 7 reasons are contributing to why you are still broke.
June is my birthday month, and I try to celebrate it all month long. Birthdays always make me reflect on the past year, but they also encourage me to think about the year ahead. Like many people, I try to set goals for myself professionally, make resolutions for personal growth, and pin locations on the map that I want to travel to. During the month, I also try to look at my financial status. Because my birthday falls mid-year, it is the optimal time to access my progress thus far. I feel that when you get past your 20’s, each year brings you closer to those milestones in life, like buying that dream home, making career strides and ultimately – retirement. Your 30’s are a time when you can make some serious financial progress to set yourself up for a prosperous future. Here are my financial steps to take in your 30's.